Self Employed Home Loan
As a self employed borrower you have access to all the same loan options as a PAYG or salaried person. However, most lenders require you to provide your last 2 years financials. We understand that the task of chasing these documents up from your accountant can be a time consuming process so our team will work with you and liase directly with your accountant to obtain the required information. We also understand that sometimes these financials are not completed and the good news is there are Lo Doc loans available through our panel of lenders.
What is a Lo Doc loan?
Lo Doc (low documentation) loans assist self-employed borrowers in obtaining a loan even when full financials including tax returns can not be provided. Effectively, income is verified by a declaration of what your income is by completing an income declaration form. This offers flexibility if you’re self employed, especially if you’re borrowing money at a time of the financial year where you haven’t completed all your financial statements.
If you are self-employed and want a loan speak to our expert mortgage brokers about applying for a home loan please call or complete the online enquiry form.
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