As mortgage brokers, we specialize in negotiating the best interest rate for you, advise you on what documentation is required, liaise with the lenders, complete any paper work and arrange the loan that is right for you.
As a mortgage broker, tailoring the right home loan for you is what we specialize in. We have access to many lenders and do all the “running around” for you.
This varies depending on your situation. Each lender will assess your borrowing capacity differently. Generally, you will need a minimum deposit of 5% of the properties value. If the deposit is less then 20% of the properties value, then you may need to pay for Lenders Mortgage Insurance.
Your broker will advise you on what government incentives you may be eligble for and arrange any necessary documents.
Costs that may be incurred when applying for a home loan are:
Your borrowing capacity is generally calculated based on your income, your monthly living expenses and takes into account any other liabilities and the number of dependents you have. Your broker will calculate this.
Your broker will calculate your monthly repayment amount based on the amount you have borrowed.
Contact our specialist brokers who will be pleased to discuss your loan options at a time suitable to you. Please call, email or use our online enquiry form.
